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談防疫保單之亂──佛教倫理的省思=On the Epidemic Prevention Policy Chaos: a Reflection of Buddhist Ethics |
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陳悅萱 (著)=Chen, Yueh-shiuan (au.)
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| Source |
法印學報=Journal of Dharma Seals
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| Volume | n.14 |
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| Date | 2023.12 |
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| Pages | 145 - 162 |
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| Publisher | 財團法人弘誓文教基金會 |
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| Publisher Url |
https://www.hongshi.org.tw/
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| Location | 桃園縣, 臺灣 [Taoyuean hsien, Taiwan] |
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| Content type | 期刊論文=Journal Article |
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| Language | 中文=Chinese |
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| Keyword | 防疫保單=epidemic prevention policy; 財產保險=property insurance; 佛教倫理=Buddhist ethics; 緣起=pratītya -samutpāda |
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| Abstract | 歷時約三年的新冠疫情，為臺灣社會帶來了許多傷害，除了人命的喪失之外，還包括例如通貨膨脹、商家的倒閉等重大財產損失。其中所謂的「防疫保單之亂」，更堪稱是災難，雖然遭受損失的不是一般民眾，但是對產險業者的衝擊極其嚴重，且造成非常深遠的影響。本文將從產險經營的角度，概略說明此事件之始末、造成失控的原因，以及對未來的影響。此外，從表面上來看，「防疫保單之亂」為單一產業事件，但影響終究會超出產業自身，擴大至整個社會大眾。如同目前熱門的社會事件「白飯之亂」，二者本質上相同，都是消費者在業者的承諾或契約下，於理有據的行使權利，結果引發糾紛。既然消費者道理上站得住腳，何以卻落得「亂」的下場呢？「亂」後又將對社會造成何種影響？本文試圖從事件的後續影響，來評析此於理有據消費者行為，在佛法的觀點下，究竟係道德或不道德？
The prolonged COVID-19 pandemic, lasting about three years, has brought significant damage to Taiwanese society. Apart from the loss of lives, there have also been major property losses, such as inflation and business closures. The so-called "chaos of epidemic insurance policies" can be described as a disaster. Although it did not directly affect the general public, it had a severe impact on property insurance companies and caused profound consequences. This article will briefly explain the background and causes of this event from the perspective of property insurance operations, as well as its future implications. Furthermore, on the surface, the "chaos of epidemic insurance policies" may seem like an isolated industry incident. However, its impact will eventually extend beyond the industry itself and affect the entire society. Similar to the current popular social event of the "rice chaos," both incidents share the same essence. They involve consumers exercising their rights based on the promises or contracts made by businesses, resulting in disputes. Since consumers are justified in their actions, why do these situations end up in "chaos"? What kind of impact will this "chaos" have on society? This article attempts to analyze the subsequent effects of the event and evaluate whether this behavior, which is justified from a logical standpoint, is moral or immoral from a Buddhist perspective. |
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| Table of contents | 一、前言 147
二、保險業的經營與保費計算 147
三、「防疫保單之亂」始末：其中的關鍵及事件的影響 149
（一）產業公司 151
（二）招攬體系 153
（三）政府政策 154
（四）事件的後續影響 156
四、佛教倫理的省思 157
（一）業者 158
（二）保戶 159
（三）小結 160
五、結語 160 |
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| ISSN | 22241299 (P) |
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| Hits | 74 |
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| Created date | 2024.02.05 |
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| Modified date | 2024.05.27 |
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